The Portfolio Approach
For more than a 100 years, RBC Dominion Securities has helped investors
achieve their financial goals by employing a disciplined approach to investing
known as the Portfolio Approach.
The basis of long-term, successful money management, it's predicated around
the creation of a customized portfolio reflecting your investment needs
throughout the various stages of your life. Working together with one of our
professional Investment Advisors, you can implement the Portfolio Approach to
achieve your financial goals.
There are four steps to the Portfolio Approach:
1. Understand your needs and goals.
Your Investment Advisor's first and most important job is to listen to you -
to understand your needs and your dreams for the future. Your Investment Advisor
will take the time to understand your specific investment goals-such as saving
for retirement or financing a business - and the timeframes available to achieve
them. In addition, your Investment Advisor will consider your return
expectations and tolerance for risk. This "discovery process" doesn't end here -
as time passes, and your situation changes, your Investment Advisor will work
with you to ensure that your investment strategy remains up to date.
2. Create your investment policy statement.
With an in-depth understanding of your personal situation, your Investment
Advisor is able to create your investment policy statement. This document
provides the framework for the management of your financial assets going
forward. It clearly sets out your investment objectives, income needs,
timeframes, asset mix guidelines, security selection criteria, and review
process. Your investment policy statement helps keep your investment goals and
preferences in clear focus. It also provides a benchmark for measuring the
progress you're making towards achieving your goals.
3. Build your custom-designed portfolio.
Once you've approved your investment policy statement, your Investment
Advisor can structure your personal portfolio. You will get advice from the best
Investment Advisors here at home and around the world, and will have a
diversified portfolio that conforms to the guidelines and direction you set in
advance. This process means you will receive specific, appropriate investment
recommendations, and each recommendation will be clear and well thought-out.
4. Manage your portfolio.
The last step in the process is to monitor your progress towards your
continued success. Your Investment Advisor will review your portfolio with you
on a regular basis, and recommend appropriate changes to keep you on track. You
will also receive detailed account statements, portfolio review statements,
transaction updates and tax reports.
he Advisor Account – The Perfect Partnership
The advisor account is a complete investment account that can
help you and your Investment Advisor plan for your future, execute your
strategy, and monitor your progress. No matter where you are in your investment
life cycle, the Advisor Account represents an excellent opportunity to build,
manage and preserve your assets.
An all-inclusive approach
The Advisor Account provides you with a total package of
services designed to help you create and execute your investment plan, monitor
your results and make the appropriate adjustments to suit changing market
conditions and personal circumstances.
By offering the simplicity of an all-inclusive fee, the
Advisor Account allows you to concentrate on achieving your overall financial
goals without having to worry about individual transaction costs.
You stay in control
With the Advisor Account, you have the benefit of professional
advice from William’s Group, and maintain involvement in making or approving all
investment decisions.
You will
benefit from all the services offered by RBC Investments, including:
- Top-ranked investment research and strategy
- Expert portfolio planning and implementation services
- Convenient portfolio evaluation and monitoring tools
The Advisor Account management fee also covers transaction
services for most types of investment choices:
- All mutual funds
- Domestic and foreign equities
- Federal, provincial and municipal bonds
- Corporate bonds
- Options
- Fixed-income instruments, such as Treasury Bills,
Mortgage-Backed Securities and GICs
